Should I get dental insurance?
If you’re wondering whether or not you need dental insurance, the first thing you should know is that medical insurance doesn’t cover most dental services. You can develop oral or dental issues at any time, either from not taking care of your teeth or as a result of an illness or accident.
Dental insurance provides you with coverage that can save you money and help ensure a healthy mouth.
You’ll pay low rates that dentists have agreed to accept for providing services.
Healthy teeth are important!
Here are some reasons why dental insurance is a good idea:
Preventive benefits ensure that problems are found early. Regular dental exams and cleanings are critical to identifying issues before they require major, costly procedures. If tooth decay goes unnoticed and untreated, you could be spending a lot of money for a root canal down the road. Most dental plans cover preventive visits at little or no additional cost.
You’re protected from financial risk. Even with proper preventive care, sometimes major dental health issues arise. You have insurance against risk for your health, your car, and your home—don’t forget about your mouth.
The best rates possible are available to plan members. That means your out-of-pocket cost is less than if you were to walk in for treatment.
Dental health can affect your overall health. Researchers continue to identify links between oral and overall health. Problems of the mouth can lead to harmful levels of bacteria that worsen medical conditions such as diabetes and heart disease if it enters the bloodstream.
The benefits of dental coverage through Healthy Halo
We offer a choice of affordable plans:
Participating dentists in our dental networks have contracts to provide you with services at a set fee. You have the freedom to see a nonparticipating dentist, but you may have to pay more than if you saw a participating dentist.
When you need help, we are staffed with knowledgeable health plan advisers who are happy to answer your questions, and help you with claims or any other problem you may have.
Our team has well over 50 years of experience in all kinds of personal health and medicial coverages.