Full Circle: The HHO Blog

American Rescue Plan Now Offers FREE Health Insurance Through 2021

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The American Rescue Plan Act (ARP) of 2021, also called the COVID-19 Stimulus Package or American Rescue Plan, is a $1.9 trillion economic stimulus bill passed by the 117th United States Congress.

Zero-premium health care plans are available as of July 1 as part of the ARP's provisions for people claiming UI benefits.

Get free health care for claiming unemployment this year

If you have received or been approved for UI benefits anytime this year (2021) you now qualify for FREE healthcare for the remainder of the year.

There are no income limits to qualify.

Silver Plans FREE For UI Recipients

Middle-of-the-pack "silver" plans with $0 monthly premiums made their debut on July 1 as part of the program.

By comparison, this year's typical Obamacare premium is $452 a month, according to the nonprofit Kaiser Family Foundation.

The health plans in the free offer are provided by private insurers, and many also come with low or even no copayments or deductibles.

"We are doing everything we can to remove financial barriers to comprehensive health care," Chiquita Brooks-LaSure, director of the Centers for Medicare & Medicaid Services

3.5 Million Americans Qualify

Unemployment remains high.  The federal government reported that 3.5 million people are currently on unemployment.

The stimulus law says your income will not be taken into account; normally there are earnings limits to qualify for Obamacare coverage.

But note that you're typically not eligible if you can get insurance from an employer — either yours or your spouse's — or through Medicare or Medicaid.

How to sign up for the free insurance

If you have received unemployment compensation at any time this year (even for just one week), give us a call at 877-THE HALO


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