About Us
Healthy Halo is an innovative, fresh, rapidly-growing, full-service employee benefits agency and consulting firm.
Dunn and Bradstreet reports that there are slightly more than a million businesses in California with less than 100 employees…. We believe that this market is poorly served when it comes to health insurance and employee benefits. The typical choices are either:
- A small mom-and-pop insurance agency. Generally nice people, but not experts in the complex and ever changing field of health insurance. This type of agent is often also attempting to sell retail insurance products such as life, home, and auto insurance and rarely has specialized training and experience in employee benefits and health insurance.
- The huge corporation. Your small business is just another faceless number lost among thousands of others. They have the technical expertise to deliver much more than they do. But your account simply isn’t big enough to demand a high level of attention and service.
We Work Exclusively with Small Business.
Your business is not an afterthought. You and other businesses like yours are our core business.
Health Insurance and Employee Benefits Are Our Specialty
Healthy Halo takes a personal interest in each client’s unique needs.
Our knowledge of the industry and strong experience in benefits allows us to deliver better-designed benefits plans. We don’t want to be all things to all people. Our mission is to provide your company with the benefits package YOU want to deliver, but at better prices and service levels than previous providers.
Small companies face the challenge of maintaining a program of valuable benefits. As a specialist in benefits, we can help you offer Fortune 500-type benefits while reducing the overall costs of your program.
Delivering Superior Plans: Because of recent changes in the tax laws, there are superior solutions available that are proven and solid. We can show you the best of the new solutions, such as
Health Savings Accounts, and why most employers should not offer them
Employer Funded Plans, that cuts the insurance company out of their big-profit sweet spot,
Individual/Family Plans, why these plans are the best choice for a portion of your employees and their family members.
Health Reimbursement Arrangements, HRAs are the fastest growing of the new health funding mechanisms … and for good reason!
Superior Technology: We harness the internet to serve you and your employees better, drives down the high human capital costs typically associated with benefits and administration. Our clients realize significant cost reductions in both hard and soft costs.
Not a Limited or “Captive” Agent: Healthy Halo brings the entire employee benefits marketplace to your company. We are appointed to broker health insurance products from every insurance carrier in California and nationwide. We use state of the art quoting software that compares every legally available health plan.
If you wish to keep your existing carriers, you can depend on our product knowledge to improve benefits and lower costs.
Our years of experience give us an advantage that we are eager to pass along to our clients. Let our relationships with carriers and our strategic abilities help you achieve lower costs and improved benefits.


